Lighten your monthly outgoings and pay only the insurance fee (more...)
If you’ve decided to have a property built for example, this option means that your monthly repayment only consists in paying the insurance fee meaning that you will not have to start paying back the loan until you have taken possession of your new property. Deferment can be from 1 to 36 months. Only available under certain conditions.
Adjust your budget by paying only the insurance fee and interest (more...)
Your monthly repayment consists in paying the insurance fee and the interest on the loan thus lightening your outgoings for example, during a building or renovation period. Deferment can be from 1 to 36 months. Only available under certain conditions.
Make life simpler by opening your own French bank account (more...)
As a BNP Paribas International Buyers client, our mother-company BNP Paribas offers you the possibility of opening a bank account at distance at no extra charge. It will include all the usual banking services ; current account with credit card, insurance, on-line connections.
Facilitate bank transfers and benefit from competitive exchange rates (more...)
An agreement has been made with Moneycorp, a leading UK foreign exchange company to provide you with a complete range of cost effective services that will enable you to transfer funds regularly from your UK bank account to your account in France at competitive foreign exchange rates and with no transfer conditions.
Change from variable to fixed rate? You decide (more...)
This option enables the client to switch, at any time, from a mortgage with a variable interest rate to one with a classic interest rate for the remaining term of the loan.
Coincide the date of your monthly repayment with the date you receive your income (more...)
Between the 1st and the 30th of each month, it’s up to you to choose the date that suits you best and, what’s more, you can change it throughout the duration of the loan.
Need to take a break? We have the solution (more...)
These breaks allow you to defer one monthly repayment in order to help you deal with unexpected expenses. With BNP Paribas International Buyers you benefit from 5 mortgage holidays during the whole life of your loan. You can postpone one monthly repayment at your disposal from the second year of your loan providing that there is 12 month period between each request.
Start paying back capital early, whenever you want, even several times a year, without being penalised as regards some products. (more...)
Capital repayments are possible at any time providing they are in minimum amounts of 10% of the original sum of capital borrowed. Conditions are indicated in the mortgage contract.
Buying another property? Make life simpler and transfer your mortgage (more...)
Of course it is possible to transfer your mortgage to another French property if you decide to sell the existing one yet maintain the mortgage on your new acquisition.
We think of everything! (more...)
To make things even easier, our information packs are available in French, English, Dutch and Italian.
A few facts and figures, ask our bilingual mortgage advisers for further information (more...)
These depend on the option you choose. Fixed/variable rate/ pay at the end mortgages. The currency used is the Euro, the minimum loan being 50,000 € over 7 to 25 years, BNP Paribas International Buyers naturally has the first legal charge on the property.