Home Improvement

Whether you already have a property in the course of redemption or if you intend to finance one totally, you will be able to discuss your needs with one of our bilingual personal mortgage advisers and together develop your financial plan or find out exactly how much you want to raise. To do this, we will arrange to have your property valued as the Equity Release is calculated accordingly. Depending on the result of the valuation and the additional information that you have supplied, we will be able to give you a detailed quote as to how much you can borrow.

Appointing a notary is a necessary step in your project. As you are already a homeowner in France, you will certainly be familiar with the role of the notary and his responsibility for the drawing up of deeds of sale. BNP Paribas International Buyers will be happy to provide you with details of English speaking notaries in France and if you cannot be present for the signature BNP Paribas International Buyers will be happy to act on your behalf by power of attorney.  

Nothing could be simpler. Once these forms have been duly completed, return them to your personal BNP Paribas International Buyers mortgage adviser. At the same time, you will also need to submit a certain number of other documents concerning personal details, income and outstandings. Following acceptance of your application you will receive your BNP Paribas International Buyers loan offer of which a copy will have been sent to your notary.

Once you have accepted your mortgage offer, the notary will make a written request to us at BNP Paribas International Buyers to release mortgage funds and in turn we transfer the agreed amount to the notary. 
French law stipulates that the notary retains the original contracts and you will be given an official copy.